Posted by Liberty Real Estate on 3/2/2018

12 Main St, Royalston, MA 01368



This home built in the 1800's contains old world charm with some modern updates. New electrical, sheetrock and insulation throughout the house. Roof, oil burner and windows have been updated within the last ten years. Second floor bedrooms have wide board floors which have been redone in the last 5 years, and look like new. Gorgeous antique English Carriage Barn attached to rear of home; great place to work on projects. Wood stoves in basement and first floor for heat alternative. Two enclosed porches. Potential for home office and family room on the first floor as well as potential for a second bathroom on the second floor. Gorgeous natural light throughout the home. Enjoy nearby Birch Hill Dam or Lake Dennison.
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Categories: New Homes  

Posted by Liberty Real Estate on 3/1/2018

16 French Rd, Templeton, MA 01468



Full/Half Baths
Spacious Colonial w/ 2 car garage side entry. First floor features large eat in kitchen with island & young slate appliances, living room boasting crown molding, dining room(currently used as office/den) w/ wainscoting & crown molding, and half bath. Hardwoods throughout first floor w/ tiled kitchen & bath. Lovely Master Bedroom w/ tray ceilings, crown molding & wainscoting, walk in closet, private bathroom w/ corner jacuzzi tub, & a small adjoining room perfect for a nursery or an office. Another full bath, 2 good sized bedrooms, & 2nd floor laundry. Basement features a 6 Person Bridgeport Indoor Steam Sauna!
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Categories: New Homes  

Posted by Liberty Real Estate on 2/28/2018

You are required to get homeowners insurance when you purchase a home. You probably are so excited about buying a home that you neglect to learn the ins and outs of your policy. Unfortunately, there are many things that insurance won’t cover, yet many homeowners think that they are covered under their home insurance policy. Below, you’ll find some things that are often not covered by your home insurance, even though you might think they are. 

Broken Pipes

While your home insurance will cover damage from water in your home (different than flood insurance), the policy probably won’t cover what it takes to fix broken pipes. Your best bet in this area is prevention. You should be sure that your pipes are insulated properly and that there is adequate airflow around the pipes in your cabinets.


If an earthquake hits, you’re out of luck when it comes to your homeowners insurance policy. You typically need a separate policy to get earthquake coverage. If you live in an area prone to earthquakes, you’ll need to inquire about specific policies to protect your home from this type of natural disaster.


You’ll also need a separate policy in the event of a flood. Homeowner’s policies do not cover damage or losses caused by flooding. You can get optional coverage and this is highly recommended, especially if you live near a body of water or in an area that’s prone to flooding.

A Sewer Backup

If a sewer backs up, you’ll face some serious damage in your home. Unfortunately, your homeowners policy will not cover this type of damage. The repairs can be hefty. If you wish, you can always add this type of coverage to your policy. 

Only Portions Of Disasters May Be Covered

If a hurricane hits, any damage that has been caused by the wind will be covered by your home insurance policy. If you face flooding, however, and do not have a flood insurance policy, you’ll be out of luck. Without extra coverage, some natural disasters can be a special disaster for you and your wallet. 

Keep Up The Maintenance On Your Home

It’s important to understand what is and isn’t covered by your home insurance policy. When you know how to prepare for different situations, it will make caring for and maintaining your home and your financial future a lot easier. If you prepare accordingly for natural disasters as directed, and perform proper maintenance on your home, your insurance policy should act in the best interest for you. If you happen to live in an area where you are prone to natural disasters, make sure you get the appropriate additional coverage that you’ll need to protect you.

Posted by Liberty Real Estate on 2/21/2018

When people hear the term "modular" a few things come to mind. Standardized, easy to assemble, minimalist, and modern. When you hear the words "modular furniture" there's probably only one thing that comes to mind: Ikea. There are, however, a wide selection of stores (online and brick & mortar) that offer furniture to fit your minimalist lifestyle.

Reasons to go modular

Form follows function. This statement should be as true in the world of decorating as it is throughout the sciences. However, many times we buy items that are large and bulky; mistaking quantity for quality. In the world of modular furniture, form is everything. Here are some reasons you may want to start buying minimal furniture:
  • If you move often. Do you relocate for work every few years? Are you a student or young professional who does a lot of jumping around apartments? In a workforce that is increasingly freelance and online in nature, there are fewer bindings holding us back from moving.
  • If you like low-maintenance. Modular furniture is perfect the the person who likes to set something up easily out of the box. You won't have to worry about complicated maintenance or difficulty finding parts because modular furniture tends to be highly standardized.
  • If you're a space-saver. Are you the type to try to take advantage of every inch of free space in your home? Alternatively, do you like to give your home a spacious atmosphere through smart decorating? Modular furniture is intelligently designed to take advantage of space. Modular furniture pieces like sofas are often able to be reconfigured or rearranged in different pieces so you can place them in corners or sparsely around the room to open up space. Similarly, they often contain interior storage space for things like blankets and pillows.
  • If you have a refined taste for space. Modular furniture is at the cutting edge of home technology. Therefore it often boasts visually-appealing, minimalist form and modern color schemes. Like any industry, style varies between makers. But generally modular furniture companies tend to stay current with trends.

The biggest names, the best prices

Since modular furniture is an up-and-coming industry, there are a number of stores to choose from, some even with brick & mortal locations. Here are some of our favorites.
Not much needs to be said about IKEA. They started with one man in Sweden and now have locations in over 40 countries. IKEA is the standard by which all other modern furniture stores are weighed against.
Vitsoe keeps it simple with three basic modular "systems." Chairs, tables, and shelves. One of each system could easily fill a room. Their designs are minimalist and space-saving, which is evident by the "nesting" tables which fit into one another.
way basics
If you're looking for simple, lightweight and affordable storage and shelving, Way Basics is where you should start your search. They specialize in storage cubes and they take the humanitarian and environmentalist approach to doing business.
urban outfitters
They may seem like a strange addition to this list, but Urban Outfitters--the paragon of urban hipsterdom--has a surprisingly great selection of modular furniture items in their online shop. They do an excellent job of fusing vintage style with modern function.  

Posted by Liberty Real Estate on 2/14/2018

Homeowner’s insurance allows you to have financial protection if your home or the contents of your home have been damaged. If you or your family member are held legally responsible for injuries that have occurred on your property, you are also protected. Insurance is generally required by most mortgage lenders in order to secure a loan. 

There are many different types of insurance policies that you can use to cover your home. You can get anything ranging from a basic insurance policy that just covers your home overall or you can go for broader protection for your home. The types of coverage that you can get will vary from state to state.

Natural Disasters

Most insurance policies will cover damage caused by fire, wind, lightning, theft, or vandalism. Floods and earthquakes typically require additional coverage, so if you live in an area that is susceptible to these issues, then you should inquire about additional coverage. 

The Standard Policy

Most insurance policies include certain basic coverages like dwelling coverage which is the allowance for you to either repair or rebuild your home. This includes the electrical systems, the plumbing systems, and the HVAC systems. You need enough coverage for your home in order to rebuild in the event that such an event would cause a need for it. Your insurance agent can help you to find a comfortable number that will allow you enough coverage for rebuilding.

Standard coverage also may include “other structures” which can include fences, garages, cottages, and sheds. You’ll also be covered for your personal property which includes clothing, furniture, and electronics that may be damaged in your home due to theft or disaster. 

Loss Of Use Coverage

This type of coverage will pay for your living expenses if you need to move out of your home while it’s being rebuilt or restored. This would allow you to find alternative arrangements when you need it most, so it’s an important aspect of home insurance coverage. 

Liability Coverage

This coverage is one of the most important aspects of purchasing home insurance. Having liability will help to protect your assets and cover defense costs in the event that you have been held liable for causing and injury to other people or property. 

Additional Coverage Options

There are many different types of additional coverages that you can add to your homeowners insurance policy to help you get the right umbrella of coverage for you.

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