Posted by Liberty Real Estate on 7/17/2019

Mistakes are inevitable in life with their consequences varying in severity. However, some mistakes are best not made because when they happen, they could cause you thousands to fix and set you back lots of time and effort. Here are some of the top homeowners’ insurance mistakes that you should avoid at all cost.

  1. Selecting A Good Insurance Company. When choosing an insurer, you need to go for a company with competitive prices, excellent rating and quality customer's feedback. A common mistake that homeowners make is selecting a company by price alone. Choosing by price is a risk you must not take. Before you settle down with any insurance company, check the financial health and ask friends and families about their various experiences with the insurer. You need a company that is known for competence and handles claims fairly and efficiently.
  2. Dropping Flood Insurance. Should your home be situated in a flood-prone area, it is best to make sure that you have flood insurance. Standard homeowners and renters' insurance policies don't cover for damages resulting from floods. Such insurance coverage is available from the National Flood Insurance Program [NFIP] or any of the private insurance companies.
  3. Overlooking Renters Insurance. This insurance policy covers your possessions and some additional living expenses if you must move out due to an insured disaster like a hurricane or fire outbreak. In cases whereby a member of the family suffers an injury in such a catastrophic event, the insurance provides protection and care too which ensures that you can give them the best of care.
  4. Not Knowing Exclusions. Not understanding the exclusions is a common mistake that homeowners make, and It comes with not reading the fine print thoroughly. Many home insurance policies come with tons of exclusions, and it is your job to make sure that significant claims are insured. For instance, if you stay in a flood-prone area, making sure that the insurance policy covers such a disaster is very paramount. Don't make this mistake!
  5. Getting Less Coverage to Cut Cost. Many have made this mistake, and they ended up spending more than they would have. Don't ever under-insure your home in other to cut cost. That will be a grave mistake you will end up regretting. Sit with your insurance specialist and discuss the various insurance packages and the one best for your home. Having the best coverage is for your safety and also for your wallet.

Take your insurance agent as a friend and don't hesitate to communicate whenever there is a significant change in your home like fencing your home or turning your garage into a store. Keeping your agent up to date is very important. If you haven't reviewed your insurance policy to know what protection it offers you, do that now to be safe.




Categories: Uncategorized  


Posted by Liberty Real Estate on 7/12/2019


36 Pheasant Ln, Templeton, MA 01468

Single-Family

$385,000
Price

7
Rooms
3
Beds
2/1
Full/Half Baths
Meticulously Maintained Custom Built Contemporary Home with over 3,000 sq. ft. of living space. Located on a desirable cul- de-sac abutting golf course. Original owners have loved & cared for this home & it shows w/ complete attention to detail! Nice level lot, 2 car garage w/ new doors, Newer roof (2 years old), Cedar Siding (recently stained), Newer gutters & downspouts, New skylights(automatic). Beautiful kitchen w/ tile flooring, granite countertops, & stainless-steel appliances, center island leading into eat in kitchen area. Living room w/ vaulted ceilings, gorgeous brick fireplace, French doors leading to large back deck. Master bedroom w/ engineered wood floors, 2 closets, & private bathroom. Den/family room, dining room, and ½ bathroom w/ laundry all on first floor! Second floor features 2 more large bedrooms, 1 full bathroom, and walk in attic space. Oil heat w/ additional radiant heat, wood stove in basement, backup generator, and alarm system.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Liberty Real Estate on 7/10/2019

This Single-Family in Phillipston, MA recently sold for $325,000. This Colonial style home was sold by - Liberty Real Estate.


415 Williamsville Rd, Phillipston, MA 01331

Single-Family

$329,900
Price
$325,000
Sale Price

8
Rooms
4
Beds
2/1
Full/Half Baths
Large 4 bedroom, 2 ½ bath Colonial situated on 2.47 acres on a quiet country road! Welcoming Farmers Porch, 2 car garage, Security System, Central AC! First floor boasts breezeway w/ mudroom, large eat in kitchen w/ center island, separate dining area, living room, ½ bath, laundry room, and an additional room for your family's needs-family room/den/office/playroom. Kitchen area has sliders to back deck overlooking the peaceful backyard. Second floor offers master bedroom w/ large walk in closet and private bathroom, 3 more good sized bedrooms and another full bathroom. Enjoy sipping coffee on your porch while watching wildlife w/ complete serenity!

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Categories: Sold Homes  


Posted by Liberty Real Estate on 7/10/2019

A home selling negotiation may seem like a major hassle, particularly for property sellers who want to find a buyer as soon as possible. Fortunately, a prepared home seller will be able to streamline the property selling cycle as well as get the best price for his or her residence.

What does it take to complete a successful home selling negotiation? Here are three must-haves that will ensure any home seller can finalize a successful negotiation quickly and effortlessly.

1. Housing Market Data

Understanding the ins and outs of the housing market can help an ordinary home seller become an exceptional one. As such, if you allocate the necessary time and resources to collect housing market data, you may be better equipped to enter a negotiation as an informed home seller.

Housing market data is readily available – you just need to know where to look for it.

For example, home sellers can examine the prices of recently sold houses that are similar to their own. By doing so, home sellers can see how their house stacks up against the competition – and whether the price a homebuyer wants for a residence is in line with similar properties.

2. Realistic Expectations

Let's face it – as much as a home seller would like to enjoy a fast, seamless negotiation with a property buyer, many hurdles may delay a home sale. But a home seller who establishes realistic expectations before a negotiation begins may be able to minimize stress.

For home sellers, it is important to understand that a negotiation must meet the needs of both a property buyer and seller. And if you consider the homebuyer's perspective, you may be able to enter a negotiation with an open mind.

Furthermore, a home seller should be unafraid to walk away from a negotiation if necessary. Although exiting a negotiation is far from ideal, it is important to remember that it is always an option. Thus, if a negotiation reaches a point where you start to feel uncomfortable, you can always walk away and relaunch your efforts to sell your house.

3. An Expert Real Estate Agent

No one should be forced to enter a home selling negotiation without expert assistance. Luckily, real estate agents are available in cities and towns nationwide, and these housing market professionals possess the skills and know-how to assist home sellers during negotiations.

An expert real estate agent will serve as a liaison between a home seller and homebuyer. He or she will provide honest, unbiased recommendations throughout each stage of a home selling negotiation, ensuring you can make informed decisions along the way. Perhaps best of all, a real estate agent is happy to respond to any home selling concerns and queries – without exception.

Want to take the guesswork out of negotiating a home sale? Consider the aforementioned factors before you begin a home selling negotiation, and you can improve your chances of securing the best price for your residence.





Posted by Liberty Real Estate on 7/9/2019


Lot 1 Lord Rd., Templeton, MA 01468

Land

$110,000
Price

21.72
Acres
Residential
Land Type
Large private 21.72 acre wooded lot in desirable Templeton location. Located on a quiet paved road just a few minutes from center of town, and minutes to Rt. 2., 233 Ft. of frontage with town water at street, private septic. Buyers responsible for due diligence, tests & building permits. Lot is located after house #123 and before house #143.
Open House
No scheduled Open Houses

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Tags: Templeton   Real Estate   01468   Land  
Categories: Price Change  




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