Posted by Liberty Real Estate on 2/14/2018

Homeowner’s insurance allows you to have financial protection if your home or the contents of your home have been damaged. If you or your family member are held legally responsible for injuries that have occurred on your property, you are also protected. Insurance is generally required by most mortgage lenders in order to secure a loan. 


There are many different types of insurance policies that you can use to cover your home. You can get anything ranging from a basic insurance policy that just covers your home overall or you can go for broader protection for your home. The types of coverage that you can get will vary from state to state.


Natural Disasters


Most insurance policies will cover damage caused by fire, wind, lightning, theft, or vandalism. Floods and earthquakes typically require additional coverage, so if you live in an area that is susceptible to these issues, then you should inquire about additional coverage. 


The Standard Policy


Most insurance policies include certain basic coverages like dwelling coverage which is the allowance for you to either repair or rebuild your home. This includes the electrical systems, the plumbing systems, and the HVAC systems. You need enough coverage for your home in order to rebuild in the event that such an event would cause a need for it. Your insurance agent can help you to find a comfortable number that will allow you enough coverage for rebuilding.


Standard coverage also may include “other structures” which can include fences, garages, cottages, and sheds. You’ll also be covered for your personal property which includes clothing, furniture, and electronics that may be damaged in your home due to theft or disaster. 


Loss Of Use Coverage


This type of coverage will pay for your living expenses if you need to move out of your home while it’s being rebuilt or restored. This would allow you to find alternative arrangements when you need it most, so it’s an important aspect of home insurance coverage. 


Liability Coverage


This coverage is one of the most important aspects of purchasing home insurance. Having liability will help to protect your assets and cover defense costs in the event that you have been held liable for causing and injury to other people or property. 

Additional Coverage Options


There are many different types of additional coverages that you can add to your homeowners insurance policy to help you get the right umbrella of coverage for you.




Categories: Uncategorized  


Posted by Liberty Real Estate on 2/13/2018


245 Mill Glen Rd, Winchendon, MA 01475

Single-Family

$239,900
Price

7
Rooms
4
Beds
2
Baths
Large 4 bedroom, 2 full bath cape w/ one car garage in need of some repairs & new roof, will not qualify for FHA, VA, USDA financing. Property is being sold in "AS IS" condition. First floor features mudroom, kitchen w/ tile floors, dining room w/ hardwood flooring, full bathroom, bedroom or office/den, and huge living room overlooking private backyard. Upstairs offers 3-4 more good sized bedrooms and a full bathroom. Buyer/Buyer's agent to do due diligence to verify all property information. No repairs will be made by seller. Buyer responsible for smoke & carbon monoxide inspection & certificate.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Liberty Real Estate on 2/13/2018


34 Greenwood St., Gardner, MA 01440

Rental

$650
Price

4
Rooms
2
Beds
1
Baths
Third Floor- 2 Bedroom Unit w/ Off street parking, Stove and Refrigerator included. Separate utilities. Gas Heat. Tenant pays all utilities. References & Credit Checks Required. Verifiable income. Tenant at will, first & last months rent required.
Open House
No scheduled Open Houses






Tags: Gardner   Real Estate   01440   Rental  
Categories: New Homes  


Posted by Liberty Real Estate on 2/10/2018

This Multi-Family in Winchendon, MA recently sold for $157,000. This style home was sold by - Liberty Real Estate.


420 Maple St, Winchendon, MA 01475

Multi-Family

$149,900
Price
$157,000
Sale Price

2
Units
1,752
Approx. GLA
Move in ready two family home sitting on approximately 1 acre, with a 2 car garage and lots of updates such as; new roof, electric panels, Buderus boiler and more! First floor apartment offers a large eat-in kitchen with washer dryer hookups, knotty pine kitchen cabinets, updated flooring and kitchen counter tops. Freshly painted living/dining room combo. 2 nice sized bedrooms with wood flooring. There is even a room with a wet bar set up! 2nd floor offers a nice eat in kitchen w/pantry, living room, 2 bedrooms and a large bathroom. It also has a walk up attic with great future expansion possibilities! The enclosed porches will be perfect for those hot summer nights or better yet, how about a cozy outside fire in your fire pit with the sounds of the running river that boarders your new property! Heck, why wait til summer, Seller is motivated and this can all be yours today! VA/FHA buyers, this one will work for your financing program.

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Categories: Sold Homes  


Posted by Liberty Real Estate on 2/9/2018

This Single-Family in Athol, MA recently sold for $119,000. This Cottage style home was sold by - Liberty Real Estate.


232 South St., Athol, MA 01331

Single-Family

$115,000
Price
$119,000
Sale Price

7
Rooms
4
Beds
1
Baths
This home is updated with new kitchen, bath, flooring and paint. Private back yard with walk out basement and comfortable front porch. Move in Ready!

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Tags: Real Estate   Single-Family   01331   Athol  
Categories: Sold Homes  




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